New Vibe City Bank
Central bank, treasury, and monetary authority. Monitoring three mandates to ensure price stability, economic vitality, and citizen wellbeing.
Steward setting changes
When a Bank steward adjusts the guardrails that govern the quarterly Thriving Threshold recompute, every change is recorded here for public review — alongside the Bank's own decisions.
No steward setting changes have been recorded yet.
How Money Flows in New Vibe City
Every Vibe in circulation was created by the bank — either through lending or UBI. When loans are repaid or taxes collected, Vibes are retired from circulation.
| From | To | Flow type |
|---|---|---|
| NVC Bank | Citizens | Universal Basic Income (UBI) |
| NVC Bank | Businesses | Loans |
| Citizens | Businesses | Spending |
| Businesses | Citizens | Wages & Goods |
| Citizens | Retired Vibes | Taxes |
| Businesses | Retired Vibes | Loan Repayment |
New Vibes created
V̅10,000
When repaid, Vibes retired
V̅10,000
"Every Vibe in existence was created by this bank. That is not a technicality — it is the foundation of our responsibility to every citizen."
— Founding Principles
How can we help?
The bank serves every part of New Vibe City. Find what matters to you.
Individuals
Your UBI, your bank account, your rights as a citizen of New Vibe City.
Learn moreBusinesses
Lending, licensing fees, and the economic conditions that affect your operations.
Learn moreCity & Public
Treasury operations, city obligations, and how Vibes are minted for public projects and retired through the levy.
Learn moreResearch & Data
Mandate readings, historical data, and the methodology behind our indicators.
Learn moreThe Bank
Autonomous Monetary Authority
New Vibe City Bank operates as an autonomous monetary authority — no named leader, no board, no personality. Three mandates, public decision log, full monetary transparency.